Loan Eligibility & EMI Calculator

Project EMI schedules for personal, group, or secure loans. Validate affordability using debt-to-income ratios before final approval.

Loan Details

Borrower Profile

Projected EMI

₹7,350

On standard schedule

Total Interest Payable

₹64,600

Total Amount (Principal + Interest)

₹3,14,600

Repayment Snapshot

Month Opening Balance Principal Component Interest Component Closing Balance
1 ₹2,50,000 ₹5,850 ₹1,500 ₹2,44,150
12 ₹1,82,400 ₹6,420 ₹930 ₹1,75,980
24 ₹88,300 ₹6,950 ₹400 ₹81,350